Last updated: 1 August 2026
Terms of Use
1. Acceptance
By accessing swiback.com you agree to these Terms. If you do not agree, do not use the site.
2. Nature of the site
The site provides general information about Swiback Limited and its services. It is not an offer, a solicitation, or a recommendation, and it does not create any advisory, fiduciary, or client relationship. Nothing on the site is legal, financial, tax, or investment advice.
3. No reliance
Information is provided for general purposes and may change without notice. You should not act on it without professional advice suited to your situation. Any case examples are illustrative and anonymised, and past results do not guarantee future outcomes.
4. Enquiries
We work by referral. Sending an enquiry does not create a client relationship. A relationship arises only under a separate written engagement signed by Swiback.
5. Intellectual property
The content, marks, and design of the site belong to Swiback Limited or its licensors. You may not copy, reproduce, or reuse them without written permission.
6. Acceptable use
You may not misuse the site, attempt to gain unauthorised access, disrupt its operation, or use it for any unlawful purpose.
7. Third-party links
The site may link to third-party resources. We are not responsible for their content.
8. Disclaimer
The site is provided as is, without warranties of any kind, to the extent permitted by law. We do not warrant that it will be uninterrupted or free of error.
9. Limitation of liability
To the extent permitted by law, Swiback Limited is not liable for any indirect or consequential loss arising from use of the site.
10. Privacy
We handle personal data in line with our Privacy Policy.
11. Governing law
These Terms are governed by the laws of Hong Kong, and the courts of Hong Kong have jurisdiction, without prejudice to mandatory protections that may apply where you live.
12. Changes
We may update these Terms. The date at the top shows the current version.
13. Contact
For any question about these Terms, write to contact@swiback.com.